Georgia Transfer-on-Death Deeds: What Homeowners Need to Know About HB 413

Estate planning isn't always something homeowners want to think about, but if you own real estate in Georgia, it's important to have a plan for what happens to that property after your death. One option Georgia homeowners now have is a Transfer-on-Death Deed, commonly called a TOD deed. Georgia firs

Things I Only Know Because I've Been a Realtor for 22 Years

People often assume being a Realtor is just about showing homes, writing contracts, and putting up "For Sale" signs. The truth is, after 22 years in real estate, I've learned that the biggest value I provide often comes from the things you don't see. Over the years, I've helped hundreds of buyers an

Buyers Think It's 2008. Sellers Think It's 2021. The Truth Is... It's Neither.

If you've been following the real estate market lately, you've probably noticed something interesting. Some buyers are waiting for prices to fall back to 2008 levels. Some sellers are still expecting the multiple offers, bidding wars, and record-breaking prices we saw in 2021. And if I'm being hones

Fixed-Rate vs. Adjustable-Rate Mortgages: Which One Is Right for You?

One of the biggest decisions you'll make when buying a home isn't just choosing the house—it's choosing the right mortgage. One question I get from buyers all the time is: "Should I choose a fixed-rate mortgage or an adjustable-rate mortgage (ARM)?" The answer depends on your financial goals, how lo